CPF Housing Grants

The CPF Housing Grant Scheme is a housing subsidy provided by the Singapore Government to assist Singapore Citizens to own a HDB flat at a cheaper rate, or we call it a HDB subsidy. The grant can range from S$30,000 to S$40,000, however there is a catch ( or in fact many catches!), if you had obtained the grant when you purchase your flat, you will be required to pay a resale levey when you sell it. This resale level can be as high as S$50,000 for Executive flat and you need to occupy the flat for 5 years before you could purchase another flat directly from HDB, etc. Read carefully the fine prints before you agree to take the grant.

There are 4 different Grant Schemes, you are only entitle to one of them provided you could meet the conditions set by the Government :

CPF Housing Grants for Family

CPF Housing Grants for Singles

CPF Housing Top-Up Grant

Additional CPF Housing Grant (for lower-income familiy)

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Note : This information is provided only as a reference, It is updated as frequent as possible, however, readers are advice to obtain the latest iinformation from www.hdb.gov.sg