My
sibling and I are single and wants to buy a resale HDB flat
With
the increasing number of unmarried singles, more and more singles
will need their own space as they grown up. HDB has not forgotten
this group of people, they could purchase a resale HDB flat under
the Orphans Scheme or the Siblings Scheme.
Orphans
Scheme (OR)
The
Orphans Scheme allows two or more orphans who are unmarried siblings
to buy an resale HDB flat. This scheme is only available to siblings
who have lost their parents and are unmarried, to own a HDB flat
of their own. They must fulfill the following conditions to be eligible
:
Citizenship
You must be a Singapore Citizen (SC) with at least one other unmarried
sibling who is an SC or a Singapore Permanent Resident, included
as a co-applicant or occupier in your application.
Age
You must be at least 21.
Family
Nucleus
Your application must comprise you and your unmarried siblings.
You MUST be Unmarried as well and your parents are no longer with
you (orphans).
Additional
Condition
You and your unmarried siblings are not allowed to buy or to rent
separate flats under the Orphans Scheme.
Income
Ceiling
There are no income ceiling, however, should you apply
for the CPF Housing Grant for Single, your household income must
be less than $3000, else you will not be granted the CPF Housing
Grant.
Ownership
of Private Residential Property
You or your siblings can own private property but must live in the
resale HDB flat, but if you are applying for CPF Housing Grant,
you and your co-applicant(s) MUST not be owners of any private property.
Ethnic
Integration Policy
You are allowed to buy a resale HDB flat in any town or estate,
but provided that the approved proportion of your ethnic group has
not been reached.
The
Ethnic Integration Policy is a government regulation to ensure that
there are equal or even distributions of different ethnic groups
in each town or estate.
CPF
Housing Grant for Singles
You may apply for the CPF
Housing Grant for Singles if you are at least 35 and meet all
the eligibility conditions under the CPF Housing Grant Scheme for
Singles.
Citizen/SPR Siblings Scheme (NCP)
This
scheme allows two or more single siblings whose parents are not
citizens and not residing in Singapore permanently to buy an resale
HDB flat. To be eligible, you need to fulfill the following conditions:
Citizenship
You must be a Singapore Citizen or Singapore Permanent Resident
with at least one other sibling who is also a Singapore Citizen
or Singapore Permanent Resident.
Age
You must be at least 21.
Family
Nucleus
The application must comprise at least two single siblings whose
parents are not Singapore Citizens and not residing in Singapore.
Additional
Condition
If your parents have a less than 6 months social visit pass, your
application must be supported by a Statutory Declaration to affirm
that the non-citizen parents are not residing in Singapore permanently.
(Parents' passports and Marriage Certificate must be produced at
the time of registration).
Siblings
of the same parents are not allowed to apply separately to rent
or buy HDB flats.
Income
Ceiling
There are no income ceiling, however, should you apply
for the CPF Housing Grant for Single, your household income must
be less than $3000, else you will not be granted the CPF Housing
Grant.
Ownership
of Private Residential Property
You or your siblings can own private property but must live in the
resale HDB flat, but if you are applying for CPF Housing Grant,
you and your co-applicant(s) MUST not be owners of any private property.
Ethnic
Integration Policy
You are allowed to buy a resale HDB flat in any town or estate,
but provided that the approved proportion of your ethnic group has
not been reached.
The
Ethnic Integration Policy is a government regulation to ensure that
there are equal or even distributions of different ethnic groups
in each town or estate.
CPF
Housing Grant for Singles
You may apply for the CPF
Housing Grant for Singles if you are at least 35 and meet all
the eligibility conditions under the CPF Housing Grant Scheme for
Singles.
Back
to Guide to Purchasing a Resale HDB Flat
Note
: This information is provided only as a reference, It is updated
as frequent as possible, however, readers are advice to obtain the
latest iinformation from www.hdb.gov.sg
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